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Frugal Living, Thrift, and Saving Money

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From the Editor

  Editor's Corner


Frugal Living and the Domino Effect

Don't Let Debt Get Out of  Control




by Nikki Willhite


We've all heard about the "domino effect."  One thing leads to another, just like a trail of perfectly placed dominos that fall on each other when you trip the first one.


Many of our mistakes with money come because of the domino effect. Simple decisions result in a spiral of mounting expenses...more



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Frugal Wisdom Thru the Ages


What does it mean to be a FRUGAL person?  Frugal people like to SAVE MONEY and stay out of debt.  Frugal people spend their money carefully.




Frugal people save money on the things that are not important to them so that they can have the things that are important to them.

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New and Featured Frugal Living  Articles on the Site


Frugal Shopping


refrigerator with bow handlesHow to Save Money on Appliances: Frugal Appliance Shopping, by Nikki Willhite  The most frugal way to purchase appliances.  The most frugal way to buy appliances is to purchase an appliance package, on sale.  That means you buy your refrigerator, range and dishwasher together for one price....


Frugal Green Living

recycling symbolGreen Living: Frugal  Green Living for Everyone.  The basics of green living. How to live a more frugal, green lifestyle.


Frugal Holiday Recipes


Easy and Frugal Pumpkin Cupcakes - Homemade Pumpkin Cupcake Recipe.


Frugal Healthy Living


stressed womanStress Management Strategies:  Frugal Tips for Everyone.  Simple, frugal ways to manage light stress in your life.


Frugal Recipes

Banana Crush Drink - A frugal recipe for punch using frozen lemonade with orange juice, bananas, and 7-up.



Frugal Prescription Drugs

medicationsThe New Way to Save Money on Prescription Drugs:  Frugal Drug Savings  What you must now do to find low prescription drug prices.


Frugal Shopping


Legos5 Frugal Finds: Frugal Thrift Store Bargains, by Nikki Willhite.  Frugal and useful thrift store purchases.  Frugal bargains at thrift stores.


Frugal Recipes

biscuitsBaking Powder Biscuits: Frugal Favorite Dinner Food.  How to quickly make a light and fluffy baking powder biscuit.


Frugal Shopping

computerFrugal Computer Buying: How to Save Money Buying a Computer.  How to choose a computer that works for you at the lowest price. 


Frugal Money Management

Children, Money and Frugal Living: Frugal Living Children.  The importance of teaching children about frugal living and the story of Curtis Martin's sacrifice to help his family's finances.


Frugal Recipes

banana cartoonFrugal Banana Cake: Homemade and Frugal Banana Cake Recipe:   A frugal and homemade recipe for banana cake.


Frugal Decorating

little houseDecorating and Color Schemes: Frugal Color Choices. How to make frugal choices colors and choose finishes for your home that will last.


Frugal Recipes

CoconutsCoconut Cookies: Easy and Frugal Homemade Coconut Cookie Recipe   A frugal homemade cookie easy to make with shredded coconut.


Frugal Beauty

sewing machineShould You Sew Your Clothing? Is Sewing Your Own Clothing Frugal?  The pros and cons of sewing, and frugal tips on sewing clothes to save money.


Frugal Recipes

cookiesCocoa Cookies: Frugal Homemade Chocolate Cookies   A frugal homemade chocolate cookie made with cocoa and white sugar.


Frugal Clothing

sweaterCommon Clothing Mistakes: Clothing Advice for the Frugal Homemaker   Advice on how to choose good frugal clothing and avoid bad choices in style and fabrics. 


Frugal Recipes

cornCorn Chowder Recipe  Frugal Corn and Potato Chowder.  Frugal homemade corn chowder recipe made with bacon and red potatoes.


Frugal Decorating

graniteGrumbling About Granite: Not Frugal and Not Missed!   Some of the expenses and high maintenance issues with granite.


Frugal Recipes

strawberryEasy Strawberry Mouse: Fast, Frugal and Delicious. Frugal and easy blender recipe for strawberry mousse using fresh strawberries.


Frugal Home Safety

fireHome Fire Prevention: Frugal Protection for Your Family.  Frugal things you can do to protect your family from home fires.


Frugal Clothing

pink dressHow to Save Money with Mix-and-Match Clothing: How to Make Clothes Frugal.  How to build a frugal wardrobe and save money by mixing and matching clothing.  Tips and Advice on how to buy frugal clothing that will fit right and look good.


Frugal Health

confused smileyMedicare Missteps: Frugal Health Insurance Policies, by Nikki Willhite.  Advice on choosing a Medicare insurance plan and a Medigap policy. 


Frugal Home Improvements

storage shedSimple Living and Storage Sheds: The Frugal Home Accessory.   Frugal storage sheds that are low maintenance, last a long time, look good, and may keep you from moving.


Frugal Kitchen Help

cheesecakeTips for Preparing Cheesecake: Frugal Tips to Make Cheesecake Better.  Kitchen help to make a better cheesecake.


People have been debating for ages if cheese cake is a pie or a cake.  However, if cheesecake is a cake, cheesecake is to cake like fudge is to candy.  Cheesecake is one popular and decadent dessert!


Frugal Stress Relief

stressed womanStress Relief: Don't Ignore the Symptoms of Stress  Some of the symptoms that may be a result of stress. 

Cartoon stress is funny.  Real stress isn't.  Stress can lead to anxiety disorders, depression and other debilitating conditions which affect the quality of your life.


Frugal Grocery Shopping

produceYou are Your Grocery Bill, by Nikki Willhite   How to save money planning meals and frugal shopping at the grocery store.


Frugal Weight Loss

weight scaleMidlife Weight Gain in Women: Put Down the Risky and Unregulated Pills, by Nikki Willhite   Why women gain weight as they get older and how to be frugal and lose weight.


Frugal Haircuts

girlSimple Living Haircuts  How to make taking care of your hair frugal and easier with a simple living cut.

Hair is important to most women. Men don't get it. I've seen too many male hair stylists cut a women's hair too short and drive them to tears.


Frugal Decorating

Indian BlanketSouthwestern Decorating - How to decorate in the frugal and rustic southwest decorating style.

Southwestern decorating can be very rustic and very frugal.  If you've ever seen "Fixer Upper" on HGTV television, you've seen touches of rustic style.




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Frugal Tips of the Week


Saving Money on Gift Tags



gift tag



Save money on gift tags by making them yourself.   There are several sites on the Internet that have free printable gift tags.  All you need is some heavier paper (cardstock).

Also, when you purchase Kleenex, buy boxes with attractive prints on the cardboard...... more


more frugal gift help

Frugal Stocking Stuffer Ideas



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Featured Recipes of the Week



Here are links to frugal and/or easy candy recipes. Nothing fancy here- just classic, frugal homemade recipes.


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Buckeye Balls Candy  Easy Chocolate and peanut butter candy recipe.

Cake Mix Chocolate Fudge Squares  Fudge like squares made from a cake mix with a cream cheese topping.

Homemade Peanut Butter Cups   An easy homemade version of peanut butter cup candy.



Frugal Favorites

frugal favorites



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Decorating with Texture

Fixing Up Old Cupboards

Pattern Perfect



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Frugal Shopping - Importance of Color 

Shopping and the "Rule of 3"

Wants vs. Needs



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Frugal Clothing Alterations

Frugal Clothing Choices

Judging the Price of Clothing



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Frugal Living and the Domino Effect

Manageable Tasks: a Tool for Simple Living

Simple Living and the "Law of Unintended Consequences"






Tightwad Tidbits

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Click below to find hundreds of money saving tips in alphabetical order






























The Frugal Library

Frugal Reading



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Be warm, be safe;  save time and money.